# Bad credit car dealers in Urbandale, IA

https://vinindex.ai/car-dealers/ia/urbandale/bad-credit
Measured November 4, 2026 · ChatGPT, Gemini and Google AI Mode

We asked ChatGPT, Gemini and Google AI Mode 5 questions about bad-credit car buying in Urbandale. Across their 15 answers, they named Ramsey Subaru in 8, Fast Action Auto in 7, Stew Hansen Chrysler Dodge Jeep Ram FIAT in 5.

In all, the assistants named 15 dealerships: Ramsey Subaru, Fast Action Auto, Stew Hansen Chrysler Dodge Jeep Ram FIAT, CarHop of Des Moines, Autoplex Des Moines, Iowa Auto Exchange, Tom's Auto Sales West, BMW of Des Moines, Byrider Des Moines, Calidelfy Auto, LLC, Charles Gabus Ford, Willis Nissan, Cotofos Auto Sales, Mercedes-Benz of Des Moines and Owen Auto.

## The list

AI-Ready Verified dealerships first, then every other dealership AI named; inside each group, most-named first. Verified means a confirmed dealer licence, live inventory and lender rates on file. Nothing here is bought.

| # | Dealership | Address | Phone | Named by | Answers |
|---|---|---|---|---|---|
| 1 | Ramsey Subaru |  |  | ChatGPT, Gemini, Google AI Mode | 8 of 15 |
| 2 | Fast Action Auto | 412 NE BROADWAY AVE |  | ChatGPT, Gemini | 7 of 15 |
| 3 | Stew Hansen Chrysler Dodge Jeep Ram FIAT | 12103 Hickman Rd., Urbandale, IA | (515) 251-1400 | ChatGPT, Gemini | 5 of 15 |
| 4 | CarHop of Des Moines | 2527 SE 14th St, Des Moines, IA | (515) 244-4377 | Gemini, Google AI Mode | 4 of 15 |
| 5 | Tom's Auto Sales West | 4900 Merle Hay Road., Urbandale, IA | (515) 278-0800 | Gemini, Google AI Mode | 3 of 15 |
| 6 | Autoplex Des Moines | 4650 Merle Hay Road | (515) 276-5831 | ChatGPT, Google AI Mode | 3 of 15 |
| 7 | Iowa Auto Exchange | 1410 NE Broadway Ave | (515) 214-2766 | ChatGPT, Gemini, Google AI Mode | 3 of 15 |
| 8 | BMW of Des Moines | 9631 Hickman Rd, Urbandale, IA | (877) 606-8847 | ChatGPT, Gemini | 2 of 15 |
| 9 | Byrider Des Moines |  |  | ChatGPT, Google AI Mode | 2 of 15 |
| 10 | Calidelfy Auto, LLC | 4210 SE 14th St, Des Moines,, IA | (515) 287-0817 | ChatGPT, Gemini | 2 of 15 |
| 11 | Charles Gabus Ford | 4545 Merle Hay Rd, Des Moines, IA | (515) 270-0707 | ChatGPT, Gemini | 2 of 15 |
| 12 | Willis Nissan | 4770 Merle Hay Rd, Urbandale, IA | (515) 253-0719 | ChatGPT | 2 of 15 |
| 13 | Cotofos Auto Sales | 1711 SE 14th St, Des Moines,, IA | (515) 381-0343 | Gemini | 1 of 15 |
| 14 | Mercedes-Benz of Des Moines | 9993 Hickman Rd, Urbandale, IA | (833) 885-5862 | ChatGPT | 1 of 15 |
| 15 | Owen Auto |  |  | Gemini | 1 of 15 |

## What the assistants said

We asked Gemini "car dealerships that work with bad credit in Urbandale" on November 4, 2026. It answered: "Ramsey Subaru of Des Moines (Urbandale, IA) works with customers who have "challenged or limited credit.""

We asked ChatGPT "no credit check car dealers in Urbandale" on November 4, 2026. It answered: "Fast Action Auto – Serves Urbandale among other cities; specializes in helping customers with bad credit or no credit via special financing (Credit Acceptance). (fastactionauto.com)"

## The questions we asked

- bad credit car loans in Urbandale
- buy here pay here dealerships in Urbandale
- car dealerships that work with bad credit in Urbandale
- easy approval car financing in Urbandale
- no credit check car dealers in Urbandale

## How this list is made

Every month we ask ChatGPT, Gemini and Google AI Mode the same questions about Urbandale, the way a shopper would type them, and record which dealerships each answer names. A dealership counts once per answer. Verified dealerships are listed first; inside each group the order is how many answers named the dealership. No position is sold. Measured November 4, 2026; refreshed monthly.

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