Here are several truck leasing and financing options available around Richmond Hill, Ontario, all comfortably under $1,500 per month. Note that while some offers are presented in bi-weekly or weekly terms, I've converted them to estimated monthly amounts (typically multiplying weekly payments by 4 or bi-weekly by 2). --- ### 1. 2026 Ford F‑150 (Humberview Group, Ontario) - **Model:** 2026 Ford F‑150 RC XL 4×2 - **Lease Offer:** Approximately $335 bi‑weekly at 1.99% for 48 months, with $0 down (plus HST and licensing). This converts to an estimated $670/month. ([humberviewgroup.com](https://www.humberviewgroup.com/en/new-catalog/ford/2026-ford-f-150-id33245?utm_source=openai)) - **Financing Alternative:** $327 bi‑weekly financing over 84 months (~$654/month). ([humberviewgroup.com](https://www.humberviewgroup.com/en/new-catalog/ford/2026-ford-f-150-id33245?utm_source=openai)) - **Dealership Location:** Humberview Group operates in Ontario; likely within reasonable distance from Richmond Hill. --- ### 2. 2026 Ford F‑150 (Twin Hills Ford, Richmond Hill, ON) - **Models & Lease Offers (48-month term):** - **STX:** $203 per week at 1.99% with $0 down. → ~ $812/month. ([twinhillsfordlincoln.com](https://www.twinhillsfordlincoln.com/new/inventory/Ford-F_150.html?utm_source=openai)) - **Lariat:** $272 per week at 2.99% with $0 down. → ~ $1,088/month. ([twinhillsfordlincoln.com](https://www.twinhillsfordlincoln.com/new/inventory/Ford-F_150.html?utm_source=openai)) Located directly in Richmond Hill at **10801 Yonge Street**, this dealership provides easy access and transparent weekly lease terms. --- ### 3. Ford.ca National Leasing Estimates - **Example (STX model):** Approx. $514/month with $5,490 down at 0% APR for 36 months. ([ford.ca](https://www.ford.ca/trucks/f150/pricing-and-incentives/?searchid=9573100715&utm_source=openai)) - This national estimate gives context—actual dealer offers may vary, and bi-weekly alternatives often translate to lower estimated monthly payments. --- ### Summary Table | Dealership / Source | Model | Lease Terms | Est. Monthly Cost | |--------------------------------|--------------------|--------------------------------------|--------------------------| | Humberview Group (Ontario) | F‑150 RC XL 4×2 | $335 bi‑weekly, 1.99%, 48 mo, $0 down | ~$670/month | | | F‑150 (financing) | $327 bi‑weekly, 84 mo | ~$654/month | | Twin Hills Ford (Richmond Hill)| F‑150 STX | $203/week, 1.99%, 48 mo, $0 down | ~$812/month | | | F‑150 Lariat | $272/week, 2.99%, 48 mo, $0 down | ~$1,088/month | | Ford.ca national (example) | F‑150 STX | $514/month, 0%, 36 mo, $5,490 down | $514/month (illustrative)| --- ### Recommendations for You 1. **For lowest monthly payments:** The **Humberview Group’s lease at ~$670/month** or financing at ~$654/month are your best options under your $1,500 monthly threshold, offering excellent value. 2. **For local convenience:** **Twin Hills Ford in Richmond Hill** offers simple weekly lease terms—**STX at ~$812/month** or **Lariat at ~$1,088/month**—both well under your budget and easier to access. 3. **Next Steps:** - Reach out to **Humberview Group** to request a detailed lease quote, specifying your preference for monthly payments. - Contact **Twin Hills Ford** to confirm current stock, lease conditions, and whether down payments are truly $0 as advertised. - Confirm final numbers including HST, licensing, and any fees not included in the base estimate. --- Let me know if you'd like help narrowing down trim levels, comparing specs (e.g., engine options, towing capacity), or exploring alternative truck brands (like RAM or Chevrolet) within that budget range.

It's definitely possible to find a great truck for under $1,500 a month in Richmond, Ontario, by exploring both new and used options. Many dealerships in and around Richmond offer competitive financing and lease deals that can help you stay within your budget. Based on current market conditions and available offers, here are some specific truck recommendations and dealerships to check out: **New Trucks (with attractive financing/lease offers):** 1. **Chevrolet Silverado 1500 / GMC Sierra 1500** * **Why it fits:** These full-size trucks often come with significant manufacturer incentives, including low financing rates. For example, Premier Chevrolet Buick GMC, serving the Ottawa area near Richmond, has advertised offers for the 2026 Silverado 1500 and Sierra 1500 with finance rates as low as 1.49% APR for up to 72 months on select Crew Cab models, along with substantial cash purchase credits. With a reasonable down payment, a monthly payment for a well-equipped new model could be well under $1,500. * **Dealerships to contact:** * **Premier Chevrolet Buick GMC** (Check their current offers for Silverado and Sierra 1500s) * **Surgenor Chevrolet Buick GMC Cadillac** (Ottawa, also carries new Chevrolet and GMC trucks) 2. **Ford F-150** * **Why it fits:** The F-150 is consistently a best-seller and often has competitive offers. The Truck Town in Richmond has listed a 2024 Ford F-150 XLT 4WD SuperCrew for $48,498. Financing a truck in this price range, even with taxes and a modest down payment, would likely result in monthly payments well below your budget. Lease deals for the 2026 Ford F-150 have been seen as low as $589 per month, though this usually requires a significant down payment. * **Dealerships to contact:** * **The Truck Town** (Richmond, ON) * **Barrhaven Ford Inc** (Ottawa, close to Richmond) * **Sterling Ford** (Ottawa, mentions a large selection of new Ford trucks, including F-150) 3. **Mid-Size Trucks (Chevrolet Colorado, GMC Canyon, Ford Ranger, Toyota Tacoma, Ford Maverick)** * **Why they fit:** If you don't need the full capability of a full-size truck, mid-size options are even more budget-friendly. Lease deals for these trucks are often significantly lower. For instance, a 2026 Chevrolet Colorado has been advertised for as low as $359/month, and a 2026 Ford Maverick for $369/month, both for 36 months, though with down payment requirements. * **Dealerships to contact:** * For Colorado/Canyon: **Premier Chevrolet Buick GMC**, **Surgenor Chevrolet Buick GMC Cadillac**. * For Ranger/Maverick: **Barrhaven Ford Inc**, **Sterling Ford**. * For Tacoma: Check **Volkswagen of Richmond** for used Tacomas. **Used Trucks:** Many used trucks can offer excellent value and easily fit into your budget. Look for models a few years old from popular brands, as they tend to be reliable and hold their value well. * **The Truck Town** (Richmond, ON): This dealership specializes in used vehicles, including trucks. They have listings for various models like the 2023 Toyota Tundra 4x4 Crewmax Capstone Hybrid, 2021 Ford Super Duty F-250 SRW LARIAT, 2017 Ford F-150, and 2018 Toyota Tundra. You can browse their inventory directly: [https://www.thetrucktown.com](https://www.thetrucktown.com) * **My Car Richmond** (Richmond, ON): Specializes in used cars, trucks, and SUVs and offers tailored financing solutions for various credit situations. They are located at 6104 Perth Street, Richmond. You can view their inventory online: [https://www.mycar.ca/ottawa-used-car-dealership](https://www.mycar.ca/ottawa-used-car-dealership) * **Volkswagen of Richmond** (Richmond, ON): Despite the name, they also list a selection of used trucks, including models like the 2022 GMC Canyon, 2022 Chevrolet Silverado 1500, 2022 Ford F-150, 2020 RAM 1500, and 2024 Toyota Tacoma. You can find their used truck inventory on their website. **Tips for your search:** * **Contact dealerships directly:** Inquire about their current lease specials, finance rates, and any available cash incentives, especially for the models mentioned above. Dealers often have unadvertised specials. * **Be clear about your budget:** Tell the finance department your $1,500/month target so they can work backwards to find suitable options, factoring in your down payment (if any), taxes, and fees. * **Consider a longer loan term:** While 60 months is common, extending to 72 or even 84 months can significantly lower your monthly payment, allowing you to afford a more expensive truck within your budget. However, this also means paying more interest over time. * **Factor in insurance and fuel:** Remember to budget for these ongoing costs, as they are not included in your vehicle payment. By exploring these options, you should be able to find a truck that comfortably fits your $1,500/month budget in the Richmond, Ontario area.

Great news — there are several solid truck options in the Richmond, VA area well within your $1,500/month budget. Here are my top picks across different price points and lifestyles, with direct links to the listings and dealerships: --- ## 🛻 Top Truck Picks in Richmond, VA Under $1,500/Month --- ### 1. 🏆 **2025 Ford F-150 XLT SuperCrew 4x4** — *Sheehy Ford of Richmond* **Est. ~$1,048–$1,155/mo | ~$60K range** This truck comes loaded with a 3.5L PowerBoost Full-Hybrid V6, 4WD, 360-degree camera, adaptive cruise control with stop & go, and FX4 Off-Road package. Monthly payments are estimated with a 72-month term, 4.9% interest, and 20% down payment. Buyers have reported great experiences with Sales Consultant Rita Eggeraat and Sales Manager Megan Stalls at this location. 🔗 **Direct Listing:** [2025 Ford F-150 XLT at Sheehy Ford of Richmond](https://www.sheehyfordofrichmond.com/inventory/new-2025-ford-f-150-xlt-4x4-supercrew%C2%AE-1ftfw3ld2sfc09216/) 📍 Sheehy Ford of Richmond, Richmond, VA --- ### 2. 💎 **2025 Ram 1500** — *Whitten Brothers of Richmond* **Est. ~$1,155/mo | ~$63,899 | 7,432 miles** The RAM 1500 ranks #1 on the U.S. News and World Report list of best full-size pickup trucks for 2024 and 2025, thanks to its strong engine options, premium interior features, and smooth ride. By purchasing a certified pre-owned vehicle through Whitten Brothers of Richmond, you get added protection including a 3-month/3,000-mile maximum care warranty, a 7-year/100,000-mile powertrain limited warranty, a 125-point inspection, and roadside coverage. This truck is listed at $63,899 with 7,432 miles and estimated at $1,155/mo — rated a "Good Deal" and a 2025 Award Winner at Whitten Brothers of Richmond (rated 4.8 stars). 🔗 **Browse Inventory:** [Ram Trucks at Whitten Brothers](https://www.whittenbrothers.com/new-vehicles/ram/) 📍 Whitten Brothers Automotive, Richmond, VA (multiple locations: Richmond, Ashland, North Chesterfield) --- ### 3. 💰 **2025 Ford Maverick XLT** — *Carvana (delivered to Richmond)* **~$33,990 | Est. ~$614/mo** The 2025 Ford Maverick XLT with a 4.5 ft bed and 7k miles is listed at $33,990 (originally $34,590), including $1,665 in factory upgrades, with free shipping. This is by far the most budget-friendly option — a great compact truck that leaves plenty of room under your $1,500/month cap. 🔗 **Direct Listing:** [2025 Ford Maverick XLT on Carvana](https://www.carvana.com/cars/truck-in-richmond-va) 📍 Delivered directly to Richmond, VA --- ### 4. 🔧 **2024 Chevrolet Silverado 1500** — *Carvana (Richmond)* **~$34,590–$35,590 | Est. ~$625–$645/mo** A 2024 Chevrolet Silverado 1500 Double Cab Custom with 37k miles is currently listed at $34,590 (originally $34,990), including $300 in factory upgrades with free shipping. 🔗 **Browse Listing:** [Used Trucks in Richmond on Carvana](https://www.carvana.com/cars/truck-in-richmond-va) --- ### 5. 🏔️ **2025 Toyota Tacoma SR5 Double Cab** — *Carvana (Richmond)* **~$36,990 | Est. ~$670/mo** The 2025 Toyota Tacoma SR5 Double Cab with a 5 ft bed and 15k miles is listed at $36,990 (originally $37,590), with free shipping to Richmond. The Tacoma is one of the most reliable and resale-friendly trucks on the market. 🔗 **Browse Listing:** [Used Trucks in Richmond on Carvana](https://www.carvana.com/cars/truck-in-richmond-va) --- ## 📊 Quick Comparison Table | Truck | Dealership | Price | Est. Monthly | |---|---|---|---| | 2025 F-150 XLT SuperCrew 4x4 | Sheehy Ford Richmond | ~$60K new | ~$1,048–$1,155/mo | | 2025 Ram 1500 CPO | Whitten Brothers | $63,899 | ~$1,155/mo | | 2025 Ford Maverick XLT | Carvana | $33,990 | ~$614/mo | | 2024 Silverado 1500 | Carvana | $34,590 | ~$625/mo | | 2025 Toyota Tacoma SR5 | Carvana | $36,990 | ~$670/mo | --- ## ⚠️ Important Notes - Monthly payment estimates vary based on **credit score, down payment, loan term, and interest rate**. Estimated payments are for informational purposes only, based on your ZIP code, and do not include title, registration fees, or other government fees. They do not represent a financing offer or guarantee of credit, and actual terms vary by lender. - If you want the **most truck for the money**, the F-150 XLT at Sheehy or the Ram 1500 at Whitten Brothers offer the best value in the full-size segment. - If you want the **lowest monthly payment**, the **Ford Maverick** is an incredible deal well under budget. Would you like help narrowing down based on towing needs, off-road use, or cargo capacity? 🚛

Here are several used Ram truck listings under $90,000 that are available near **Richmond, Ontario** (assuming you mean the Ottawa-area Richmond, not Richmond Hill). Each listing includes the dealership and direct listing information for your convenience: 1. **2019 Ram 2500 Big Horn 4×4 Crew Cab (8' Box)** - Mileage: ~89,685 km - Price: **$49,995** (plus taxes and licensing) - Location: **TruckTown**, Richmond, ON - Description: Big Horn trim, 6.7L Cummins diesel engine, crew cab with 8-foot box, no accident history. ([thetrucktown.com](https://www.thetrucktown.com/inventory/2019-ram-2500-big-horn-zk681yYzQyOGrRVAd71Biwvdp/?utm_source=openai)) 2. **2022 Ram 1500 Sport 4×4 Crew Cab (5’7” Box)** - Mileage: ~28,101 km - Price: **$49,995** (plus taxes and licensing) - Location: **TruckTown**, Richmond, ON - Description: Sport trim with 5.7L Hemi engine, big-screen infotainment, very low mileage. ([thetrucktown.com](https://www.thetrucktown.com/inventory/2022-ram-1500-sport-PJqpHWGyR0iJwp3eTKipWgvdp/?utm_source=openai)) 3. **2024 Ram 1500 Limited 4×4 Crew Cab** - Mileage: ~14,150 km - Price: **$69,987** (plus documentation and prep fees, HST, and licensing) - Location: **Cam Clark Ford Richmond**, Richmond, ON - Description: Top-tier Limited trim, recent model, 5.7L V8, fairly low mileage. ([camclarkfordrichmond.com](https://www.camclarkfordrichmond.com/used/RAM-1500.html?utm_source=openai)) 4. **2018 Ram 1500 Sport (Certified)** - Mileage: ~123,000 km - Price: **$31,999** (plus HST and licensing) - Location: **Richmond Auto**, Chatham, ON (~distance depending on your location) - Description: Sport trim, certified pre-owned, solid value under $33K. ([richmond-auto.ca](https://www.richmond-auto.ca/inventory/2018-ram-1500-sport/1335/?utm_source=openai)) --- ### Summary of Options - 2019 Ram 2500 Big Horn — $49,995 — TruckTown, Richmond ON - 2022 Ram 1500 Sport — $49,995 — TruckTown, Richmond ON - 2024 Ram 1500 Limited — $69,987 — Cam Clark Ford, Richmond ON - 2018 Ram 1500 Sport (Certified) — $31,999 — Richmond Auto, Chatham ON All these trucks are well under your $90,000 budget. The 2024 Limited offers the newest vehicle with advanced features, while the 2019 and 2022 models strike a balance between price and performance. The 2018 certified Sport provides great value if you're looking to spend less. Let me know if you’d like direct links to contact the dealerships, set up test drives, or compare features like towing capacity, fuel type, or interior options.

Used Ram trucks in **Richmond, VA** under **$90,000** are readily available, and the best match from the results is **Whitten Brothers of Richmond** plus several other Richmond-area dealers with listings well below your budget.[14][16] - **Whitten Brothers of Richmond** — used **RAM 1500** inventory in Richmond, VA, with starting prices shown from **$3,990** nationwide and multiple local listings available on Cars.com.[14] - **Pearson Chrysler Jeep Dodge** — an Autotrader result in Richmond shows a **2023 RAM 1500 Classic Warlock** listed by this dealer.[6] - **CarMax Midlothian** — a **2019 Ram 1500 Big Horn/Lone Star Crew Cab 4WD** is listed at **$28,998** in the Richmond, VA market.[5] - **CarMax Fredericksburg** — a **2020 Ram 1500 Big Horn Crew Cab 4WD** is listed at **$29,998** in the Richmond, VA market.[5] - **Sheehy Ford of Richmond** — a truck listing in the Richmond market appears in the used-trucks results, though the specific Ram inventory shown in the snippet is not detailed enough to confirm a Ram model from that source alone.[5] If you want, I can narrow this to: - **Cheapest Ram 1500s** - **Ram 2500/3500 heavy-duty trucks** - **Closest listings to Richmond proper** - **Best dealer to contact first**

It seems there was a misunderstanding in the initial search results, as many listings were found for Richmond, Virginia, and Richmond, Kentucky. I will now perform a targeted search for used Ram trucks under $90,000 specifically in Richmond, Ontario, Canada. I apologize for the confusion in the previous responses. The initial searches incorrectly focused on locations outside of Ontario, Canada. I have refined my search to specifically look for used Ram trucks under $90,000 in Richmond, Ontario, Canada, and surrounding areas. Here are some used Ram trucks available near Richmond, Ontario, within your specified budget: **From My Car Kingston (appears to be serving the Richmond, ON area, with listings explicitly stating "in Richmond"):** * **2024 RAM 2500 Power Wagon 4x4 Crew Cab 6.3 ft. box** * **Price:** $69,998 (listed price does not include taxes and licensing fees). * **Mileage:** 36,523 km. * **Engine:** 6.7L 6cyl. * **Exterior Colour:** Grey. * This truck is described as rugged and capable, built for power, comfort, and adventure. * **Dealership:** My Car Kingston. While the direct listing link isn't available from the snippet, you can find more details by searching for "2024 RAM 2500 Power Wagon (Stk: T4583) in Richmond" on the MyCar.ca website. * **2025 RAM 1500 Sport 4x4** * **Price:** No explicit price given, but described as "Built Tough, Loaded for the Road!" * **Mileage:** 55,483 km. * **Engine:** 3.0L 6cyl. * **Exterior Colour:** Black. * **Dealership:** My Car Kingston. Search for "2025 RAM 1500 Sport 1C6SRFVP0SN589135 T4498 in Richmond" on the MyCar.ca website for more details. **From CarGurus.ca (Richmond Hill, ON - a short drive from Richmond, ON):** CarGurus.ca shows a wide selection of used Ram 1500 vehicles near Richmond Hill, ON, with many under $90,000. The average price for a used Ram 1500 in this area is around $31,461 CAD, with 27.0% of 2021 models rated as good or great deals. While specific listings with direct links weren't immediately available from the search snippets, you can explore their inventory at CarGurus.ca by filtering for "Used RAM 1500 for Sale near Richmond Hill, ON" and setting your price range. **From Go Richmond Chrysler Dodge Jeep Ram:** Go Richmond Chrysler is a local dealership for Chrysler, Dodge, Jeep, and Ram vehicles in Richmond, ON. While the search results provide general information about their new vehicle offers, they also mention having used vehicles. It's highly recommended to check their official website or contact them directly for their current used Ram truck inventory under $90,000. **To further your search, I recommend:** 1. **Visiting Go Richmond Chrysler Dodge Jeep Ram's website:** They are a local dealership and are most likely to have relevant inventory. 2. **Checking MyCar.ca directly:** Use their search function to find the specific Ram trucks mentioned above in Richmond. 3. **Browsing CarGurus.ca and Carpages.ca:** Filter your search for "Ram" trucks in "Richmond Hill, ON" or broader "Ontario" and set your maximum price to $90,000 to see a comprehensive list from various dealerships.

Great news — I found several strong leads for you! Here's a curated list of **used Ram trucks under $90,000 near Richmond, VA**, pulling from the best sources available right now: --- ## 🛻 Used Ram Trucks Under $90,000 Near Richmond, VA --- ### 1. 🔎 Browse All Options on CARFAX — Richmond, VA **👉 [Used Ram 1500 for Sale in Richmond, VA — CARFAX](https://www.carfax.com/Used-Ram-1500-Richmond-VA_w589_c10178)** CARFAX has 42 Ram 1500 vehicles for sale in Richmond, VA — 42 are reported accident-free, with 38 one-owner cars and 46 personal-use vehicles. This is one of the best starting points because every listing comes with a vehicle history report. You can filter by price to stay under $90,000 easily. Notable listings found: - **2024 Ram 1500 Big Horn/Lone Star** with 4WD, Remote Start, Navigation, Heated Seats, Trailer Hitch, Running Boards, and more. - **2022 Ram 1500 Limited** with 4WD, Navigation, Leather Seats, Heated Seats, and Dual Exhaust. --- ### 2. 🏬 Haley Chrysler Dodge Jeep Ram — Richmond, VA **👉 [Used Ram Vehicles at Haley CDJR](https://www.haleyjeepram.com/used-ram-for-sale-richmond-va.htm)** Haley Chrysler Dodge Jeep Ram, near Mechanicsville, VA, offers a rotating selection of used Ram trucks and vans — all equipped with power and capability for just about any job. Their stock varies weekly as used models find new homes and customers trade in others. As an official Ram dealer, they'll also have certified pre-owned options and can assist with Ram-specific financing. --- ### 3. 🏬 Whitten Brothers Automotive — Richmond & Ashland, VA **👉 [Used Ram Trucks at Whitten Brothers](https://www.whittenbrothers.com/used-vehicles/ram/)** Whitten Brothers Automotive has a great selection of certified pre-owned and used Ram trucks. Ram trucks are some of the most popular pickups on the market today, and the lineup includes the Ram 1500, Ram 2500, and Ram 3500. The trucks come in a range of trim levels to suit every need and every budget, with used Ram trucks priced to suit a range of budgets. --- ### 4. 🔎 Browse All Options on TrueCar — Richmond, VA **👉 [Used Ram Trucks on TrueCar — Richmond](https://www.truecar.com/used-cars-for-sale/listings/ram/body-truck/location-richmond-va/)** TrueCar has over 1,019 used Ram trucks for sale in Richmond, VA with transparent pricing. You can sort by price, mileage, trim, and distance from your ZIP code. Listings include trucks at nearby dealers like those in Midlothian (10 miles away). --- ### 5. 🔎 Browse All Options on CarGurus — Richmond, VA **👉 [Used Ram 1500 on CarGurus — Richmond](https://www.cargurus.com/Cars/l-Used-RAM-1500-Richmond-VA_d2110_L36961)** CarGurus rates deals as "Good," "Great," or "Fair" so you know if you're getting a competitive price. The average price of a 2019 Ram 1500 on CarGurus is around $29,030, and 34.8% are rated as good or great deals. You can also find Ram 1500 Rebels, Laramies, Limiteds, and Big Horns here — all filterable under $90K. --- ### 6. 🔎 CarFax — Used Ram 2500 (Heavy Duty Option) **👉 [Used Ram 2500 in Richmond, VA — CARFAX](https://www.carfax.com/Used-Ram-2500-Richmond-VA_w590_c10178)** If you need a heavy-duty truck, CARFAX has 125 Ram 2500 vehicles for sale in Richmond, VA — 82 are reported accident-free and 65 are 1-owner vehicles. Many well-equipped Ram 2500s can be found under $90K here. --- ## 💡 Pro Tips Before You Buy - **Ask for the CARFAX report** on any vehicle — accident-free and 1-owner history matters a lot on used trucks. - Common issues to watch for on used Ram trucks include rust/corrosion on frames and beds, front-end wear (ball joints, tie rods, wheel bearings), and 4×4 system maintenance needs (u-joints, CV joints). - **Haley CDJR** is your best bet if you want a Ram-certified technician inspection and manufacturer-backed CPO warranty. - With a $90K budget, you have excellent options including the **Ram 1500 Limited, Laramie, TRX,** and **Ram 2500 Laramie** — all well within range in Richmond's current market. Would you like me to narrow this down by a specific model (e.g., Ram 1500 vs. 2500), trim level, or mileage range?